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Steps to Take After Spotting a Credit Report Error

Most days, no one thinks about the impact of their credit report on their daily lives, but it plays a significant role in your ability to do many things. A credit report may influence your ability to get a loan, the interest you pay, your rent, how much your insurance premiums are, and even whether…

How Can Email Phishing Impact Your Business?

The integrity of a business is vital to its existence, and when it is lost, it can take time to repair the damage. Sadly, that may be impossible when a business’s customers are harmed through email phishing scams. Data breaches due to email phishing are on the rise, and protecting your business from ID theft…

Explaining Your Equal Credit Opportunity Rights

You have rights when borrowing money, investing, or using your bank account. These laws protect you from discrimination, ensuring that you have the same ability and access to funds as anyone else. That does not always happen, though. A good starting point is to explain your Equal Credit Opportunity Act rights and what they mean…

How Credit Errors and Identity Theft Can Affect Your Credit Score

A good financial history is tremendously important and can impact your life in numerous ways. Your credit score has a particularly hefty role in your everyday life. It dictates housing opportunities, whether you are allowed to have a credit card, what type of car you can buy, and many other aspects of your life.  Victims…

Common Fair Credit Reporting Act Mistakes And Violations

Your credit report is responsible for so many financial decisions in your life. It can be used to determine what type of property you can buy, what credit cards are available to you, and even what job you are eligible for. That’s why you want to ensure that your credit report has as few errors…

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