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How Credit Errors and Identity Theft Can Affect Your Credit Score

A good financial history is tremendously important and can impact your life in numerous ways. Your credit score has a particularly hefty role in your everyday life. It dictates housing opportunities, whether you are allowed to have a credit card, what type of car you can buy, and many other aspects of your life.  Victims…

Common Fair Credit Reporting Act Mistakes And Violations

Your credit report is responsible for so many financial decisions in your life. It can be used to determine what type of property you can buy, what credit cards are available to you, and even what job you are eligible for. That’s why you want to ensure that your credit report has as few errors…

How Student Loan Errors Can Affect Your Credit Report

When it comes to your credit report, you want to ensure that all information is accurate. This includes all financial information, like your student loans. You don’t want your student loans to affect you any more than they should. If you’ve paid your loan payments on time, you want that reflected on your credit report….

Why Is Someone Else’s Information Listed on My Credit Report?

Credit scores are a uniquely American experience that have a great amount of influence on someone’s day-to-day life. From purchasing a car to applying for an apartment, credit reports will inevitably be checked by some organizations. Despite this, there are a number of cases in which mistakes are made on a credit report, or some…

Why is my FICO® Score Lower Than my Credit Score?

As is understandable, many people conflate FICO® scores and credit scores as being a measure of the same thing. While this may seem logical on the surface, these two scores are different and have separate meanings. To learn more about the differences between FICO® and credit scores, reach out to a Florida credit report attorney…

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