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Florida Credit Report Error Lawyer

Errors on your credit report can happen for a variety of different reasons, but they should not hold you back in life. Unfortunately, when your credit report shows errors that adversely affect your credit score, you could be seen as a liability and credit risk. For this reason, it is critical that you get these credit report errors fixed as soon as possible. 

When you have errors on your credit report and you need a legal advocate on your side, contact a qualified Florida credit report error lawyer at Sharmin & Sharmin P.A. for help.

Choosing Sharmin & Sharmin P.A. 

After everything you have already been through, it is not unusual to want to be sure that you are choosing the right law firm to represent your interests. After all, you have already been wronged by the credit bureaus who have so far been unable to address the errors on your credit report. 

When you choose Sharman & Sharmin P.A., you can count on us to:

  • Protect and support your interests 
  • Cover all legal costs until you win your lawsuit
  • Be prepared to litigate your Fair Credit Reporting Act case
  • Give your case the attention to detail it deserves 

We do not require you to come into our office to discuss the errors on your credit report either. In fact, we can review the details of your case in as little as twenty-four hours and let you know what your legal options are from there. 

We understand how overwhelmed you must be feeling during this time. With Sharman & Sharmin P.A. by your side, you can breathe easier knowing our law firm is advocating for your rights.

Can Sharmin & Sharmin P.A. Assist With Errors on Your Credit Report?

Sharmin & Sharmin P.A. is prepared to help you address the issues with your credit report so that they can be fixed and your credit can be rebuilt. Some of the steps that we might take to address these errors on your credit report include:

  • Notifying the credit bureaus of the errors you are disputing
  • Sending notice to necessary creditors 
  • Filing police reports
  • Pursuing civil action against negligent credit bureaus and third parties 

In instances where credit report errors involving identity theft have had an adverse affect in your life, you may have grounds for a claim against anyone who shares fault for your identity being stolen. Our Fair Credit Reporting Act (FCRA) lawyers in Florida are not afraid to bring your case to trial to get you the most out of your claim. 

How Do Credit Report Errors Happen?

Errors on your credit report can happen in a number of different ways. In many cases, individuals who have had their identity stolen will have significant credit report errors. 

Other times, errors can be made when lenders or creditors make false or inaccurate reports to credit bureaus. This can often happen when two people have similar Social Security numbers, names, birthdays, or other identifying information.

Some of the more common types of errors that occur on credit reports include: 

  • Inaccurate phone numbers
  • Inaccurate addresses
  • Inaccurate names
  • Other inaccurate personal information
  • Closed accounts reported as open accounts 
  • Inaccurate date of an account opening
  • Inaccurate date of an account closing inaccurate date of delinquency 
  • Inaccurate date of last payment 
  • Account balance errors
  • Fraudulent accounts opened through identity theft 
  • Accounts credit limit errors 
  • Being reported as the owner of an account as opposed to an authorized user or vice versa 
  • Accounts that do not belong to you 
  • The same account appearing multiple times with different creditors 
  • The same debt being reported multiple times
  • Inaccurate reports of accounts being delinquent 

Obtaining a copy of your credit reports from each of the four credit bureaus is one of the best ways to detect errors in your credit report. It often is not until you attempt to open a new line of credit, get a loan, or file your tax return that you may become aware of how negatively these credit report errors have affected your life. 

With the assistance of a talented credit report error lawyer, you can fix these errors and recover the compensation you are entitled to.

The Impact of Credit Report Errors on Your Life

Errors on your credit report can dramatically impact your life in more ways than one. If you attempt to open up another line of credit, take out a loan, co-sign on a loan for someone else, or otherwise need to pass a credit or background check, errors could have a negative impact on your reputation. 

More than that, these errors can continue to affect you for years to come if they go unaddressed. Chances are, if one error has occurred, multiple will occur thereafter. It is important to address these errors so that your credit report is accurate and instances of identity theft or fraud are handled.

What to Do About Credit Report Errors in Florida

Despite the fact that credit report errors can have such a serious impact on your life, there are steps you can take to fix these errors. To start, you could file a dispute with the creditor listed with specific errors, and with the credit bureau that displays these specific errors. 

The credit bureau will then need to review the information to determine whether our findings warrant an investigation in response. Your attorney will need to follow up and continue checking your credit report to ensure that the inaccurate information we reported is removed. 

Contact a Florida Credit Report Error Attorney Today 

If there are errors on your credit report and the credit bureaus have not taken the necessary steps to correct these errors despite your repeated attempts, you may have grounds for legal action against them. 

Get help with your case by contacting a Florida credit report error lawyer at Sharmin & Sharmin P.A. When you are ready to start working towards a brighter future, contact our office at 561-655-3925 or through our convenient contact form to schedule your no-risk consultation. 

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