The vast majority of people who are victims of identity theft do not find out that their identities have been stolen until after the fact.
Perhaps you went to apply for a credit card thinking that you had pristine credit, only to find out that your credit had taken a turn for the worse after your identity had been stolen. Or maybe you went to file your tax return for the year, only to have it rejected because someone else had already filed a tax refund using your Social Security number.
Identity theft can take many different forms, but you may have various legal options available to you depending on the details of your case. Find out how an experienced identity theft attorney in Florida can help you. Contact Sharmin & Sharmin P.A. today for a free case evaluation.
Why Choose Sharmin & Sharmin P.A. for Your Identity Theft Help?
When your identity has been stolen, it can feel like the world is ending. During this difficult time in your life you need a legal advocate by your side who cannot only comfort you but support you through the legal process. When you choose Sharmin & Sharmin P.A., you get:
More than twenty years of legal experience – now focusing on financial recovery for victims of identity theft
No fees or attorney costs unless you are awarded compensation from the at-fault party
Access to answers without having to come to the office; expect us to get back to you within twenty-four hours
How an Identity Theft Lawyer at Sharmin & Sharmin P.A. Can Help You
At Sharmin & Sharmin P.A., our Fort Lauderdale identity theft lawyers can help identity theft victims in a number of different ways. Some of our primary responsibilities in identity theft cases include:
Assisting you in notifying the Credit Bureaus of the discrepancies on your credit report
Putting all lenders and creditors associated with your social security number on notice
Getting police involved wherever necessary
Seeking maximum restitution from anyone who may have contributed to your identity being stolen
What Is Identity Theft?
Identity theft is a criminal offense across the state of Florida and the country. Here, one party will steal another party‘s identity without their consent in order to access lines of credit, financial resources, bank accounts, and other benefits in the wronged party’s name.
Generally speaking, this includes the use of your Social Security number, credit card numbers, your name, and other personal identification information.
How Identity Theft Can Impact Your Life
The impact that identity theft can have on your life is undeniable. From the day that you discover that your identity has been stolen, your future is compromised. Every person’s identity theft experience is different.
But in some of the worst cases, people have had extensive lines of credit taken out in their name, other lines of credit issued in the form of vehicles or housing, and had their credit scores destroyed by delinquent accounts they never gave their consent to open. Others have been arrested and charged with criminal offenses after someone else committed a crime using their identity.
These are just a few examples of ways that your life could be affected by identity theft. These types of consequences could have a lasting impact on your reputation, your career, and your finances. It is critical that you get help clearing up credit report errors and bring the liable party to justice so you can be fairly compensated for your damages.
Steps to Take After Your Identity Has Been Stolen in Florida
After you discover that your identity has been stolen, your first call should be to an experienced identity theft lawyer. You may have no idea where to start after your identity has been stolen, but with an attorney by your side, you will have the guidance you need to protect yourself and handle issues that may arise relating to your identity being stolen.
Contact the Credit Bureau
Your identity theft lawyer can assist you in contacting major credit reporting agencies including Equifax, TransUnion, and Experian and request that fraud alerts be placed on your credit report. During this time, we will also be sure to request a copy of your credit report from each of the three bureaus.
Review Your Accounts
Then, it will be time to identify any companies, credit unions, banks, and other financial institutions where fraudulent accounts may have been opened up or otherwise compromised. Your identity theft attorney can handle explaining which accounts need to be frozen or closed and which should be monitored more carefully for fraudulent activity.
Request a Security Freeze
You may want to consider putting a security freeze on your credit report. Here, no one will be able to access a line of credit in your name, or be granted other benefits associated with your Social Security number without having verified that you are actually the person requesting said benefits. Credit freezes will last for a maximum of one year and can be removed upon your request within twenty-four hours.
Change Your Passwords
Now is the time to go through and make changes to all of your bank account login information, your email and social media accounts, any other logins that use the same password, your PIN numbers, and other relevant login and identification information.
Call the Police
It will be important to contact the police after you learn that you have been a victim of identity theft. If you have been charged with a crime after having your identity stolen, you will need your attorney to help you clear your name of these charges as well. Having reported your identity theft incident to the police could go a long way in helping get the charges against you dismissed.
Get Help From an Identity Theft Lawyer in Florida
When you find out that your identity has been stolen, you may be feeling overwhelmed and unsure of what to expect for the future. Your entire life could be affected by a stolen identity.
Get help holding the appropriate parties accountable for their negligence when you contact a Florida identity theft attorney at Sharmin & Sharmin P.A. Schedule your initial consultation when you fill out our online contact form. Or, give our office a call at 561-655-3925 to find out the next steps for your case today.
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