How an Attorney Can Help Your Bankruptcy Filing Process

When facing bankruptcy, most people are at the end of their rope. It is a stressful, frustrating time, but often it is the best option for building a better future. Working with an attorney during the bankruptcy filing process can alleviate some of this stress and frustration. 

Your attorney has experience with the complicated legal matters that come with a bankruptcy proceeding. They understand the process and can negotiate on your behalf to ensure that your best possible outcome is the one you get. 

Bankruptcy law is complex. For personal bankruptcy, the law does not require that you have legal representation. But, because of the complexities, having a bankruptcy attorney by your side is in your best interest.

Reasons for Hiring a Bankruptcy Lawyer

There are a number of reasons for employing a bankruptcy attorney in Florida. In this article, we will discuss a number of those reasons. 

Hire a Bankruptcy Attorney to Relieve the Stress Surrounding Your Bankruptcy Filing

One reason for hiring a bankruptcy attorney is to alleviate some of the stress of a bankruptcy proceeding. By hiring a reliable lawyer, you have someone who can guide you, answer your questions, and who will make sure you have the best and most successful outcome. Your attorney can even aid you in setting up credit counseling to ensure your credit future is a solid one. 

Legal Representation During Bankruptcy Meetings Can Help You Avoid Future Court Appearances

When filing for bankruptcy, there are mandatory meetings you will be required to attend, such as the creditors’ meeting. Such meetings are conducted by a trustee assigned to your court case. At the creditors’ meeting, the attorneys for your creditors will ask you, or your lawyer, about your financial status. 

You might be asked whether you understood and had signed the petition for your bankruptcy. You will most likely be questioned about whether you truthfully disclosed all of your creditors, debts, and assets. The trustee will determine whether the meeting completed the business at hand or if another date is needed to complete this portion of the proceedings. 

Your bankruptcy lawyer will ensure that everything is covered and your rights have been  adequately protected. Having a knowledgeable bankruptcy attorney by your side could avoid having to make an appearance in bankruptcy court at a later date. 

Other Reasons to Hire a Florida Bankruptcy Attorney 

A Florida bankruptcy attorney will have the legal insight to offer you advice and guidance that can be critical to a successful bankruptcy outcome. Listed below are some of the things that your lawyer can help you with during the bankruptcy process: 

• Navigating challenging legal matters
• Aid you in filing the correct paperwork promptly, ensuring all of the proper forms are given the attention required.
•  Finding and organizing essential financial records
• Ensuring that your discharging, also known as releasing, you from your debt liability is complete
• Aid you in the recovery process by identifying why you ended up in bankruptcy and help to avoid future credit problems. 
• Arranging credit counseling to begin rebuilding your credit
• Alleviate stress and lend you peace of mind during the bankruptcy process

Reach Out Today to Discuss Your Case

If you are going through a difficult time financially and are considering bankruptcy, we can help. Contact Sharmin & Sharmin Attorneys at Law for a free consultation with a Florida debt defense lawyer. We will review your case and work hard to restore your financial future.