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For most Florida consumers, a credit freeze is better than a credit lock because it is free by law, stronger, and harder for scammers to undo. Both tools can prevent lenders from opening new accounts in your name, but they work under different rules and protections. Understanding these differences can help you determine the best…

Cybercrime is on the rise globally. Data breaches are affecting greater numbers of people as more private data is stored in the digital realm and becomes vulnerable to hackers. Data breaches often involve personal identifiable information that can be used to harm those whose data was compromised.  Despite rapid growth and development in the cybersecurity…

Dealing with persistent debt collection calls can be stressful and overwhelming. If you are facing constant communication from a debt collector, you may wonder what rights you have and how to end unwanted contact. Fortunately, federal and Florida state laws offer protections that allow you to take action against debt collectors who engage in harassing,…

Dealing with debt can be stressful, but it does not mean you forfeit your right to peace and privacy. State and federal laws protect Florida consumers from abusive debt collection practices. Understanding your rights under these laws can help you navigate these interactions while protecting your peace of mind. If you are being harassed or…

Florida restaurants and delivery drivers may encounter seemingly helpful companies offering efficient business support services to make food ordering and delivery more efficient and cost-effective. These offers upgraded services and refunds for canceled orders sound beneficial in a growing demand for food delivery services. However, scammers are targeting unsuspecting restaurants and food delivery service drivers…