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Inaccuracies on credit reports have been termed an “epidemic” with figures on reported inaccuracies and complaints rising more than twofold in recent years. The remedy is supposed to be a series of simple steps, but it is often not as easy as it sounds.   Unfortunately, what you hear after following them may not be what…

If there are errors in your credit report, or you are unfairly reported as a bad credit risk, you may have difficulty raising credit for important purchases, a mortgage, or even be considered a bad risk when applying to rent. When you do succeed in raising credit or are considered for insurance policies, you may…

A credit freeze is an effective tool to protect your credit. Freezing your credit is beneficial and provides peace of mind as the threat of fraud and identity theft in Florida persists. Take these steps to protect your credit and contact a Florida credit report error victim attorney at Sharmin & Sharmin P.A. for legal…

Dealing with persistent debt collection calls can be stressful and overwhelming. If you are facing constant communication from a debt collector, you may wonder what rights you have and how to end unwanted contact. Fortunately, federal and Florida state laws offer protections that allow you to take action against debt collectors who engage in harassing,…

Dealing with debt can be stressful, but it does not mean you forfeit your right to peace and privacy. State and federal laws protect Florida consumers from abusive debt collection practices. Understanding your rights under these laws can help you navigate these interactions while protecting your peace of mind. If you are being harassed or…