Medical Identity Theft Lawyers in Florida

Discovering that someone has stolen your medical identity is a stressful and personal violation. It happens when someone uses your name, insurance information, or other private details to get medical care, fill prescriptions, or obtain other health services. It can leave you sorting out incorrect medical records, surprise bills for care you never received, and frustrating insurance issues.

If you believe your information has been compromised, a Florida identity theft attorney at Sharmin & Sharmin P.A. can help. We will review your options and help you take the right steps to protect your identity, finances, and health records.

What Is Medical Identity Theft?

Medical identity theft is a type of identity fraud involving the misuse of your personal information or health insurance details to receive treatment, fill prescriptions, or submit insurance claims. Many victims do not realize anything is wrong until they see unfamiliar charges on an explanation of benefits (EOB), receive a collection notice, or get denied coverage because their benefits were already used. Unlike other identity theft issues, medical identity theft can harm your credit and your medical history, which can create a serious risk if inaccurate records affect future care.

Common Signs of Medical Identity Theft in Florida

You may want to investigate further if you notice:

• Medical bills for services you never received
• Insurance statements listing unfamiliar doctors or clinics
• Collection notices for healthcare debt you do not recognize
• Denials of insurance coverage for the treatment you need
• Calls about appointments you did not schedule
• Medical records showing diagnoses or prescriptions that are not yours

Even a small error in a medical record can cause major problems later, especially during emergency treatment.

How Medical Identity Theft Happens in Florida

This type of theft can occur in many ways, including:

• A stolen wallet containing an insurance card
• A healthcare-related data breach
• Scam calls or phishing emails requesting personal information
• Misuse of documents by someone with access to your records
• Fraudulent billing using your insurance information

Sometimes the thief is trying to obtain care. In other cases, the goal is prescription fraud or billing insurance for services never provided.

Your Legal Rights in Florida

Florida law provides specific protections for victims. Florida Statute § 501.171 requires covered entities, including healthcare providers, to maintain reasonable security measures to protect your data. If a breach occurs, they may be required to provide notice.

In addition, federal laws such as the Fair Credit Reporting Act (FCRA) may allow your attorney to challenge fraudulent medical debts that appear on your credit report. You also have important rights under HIPAA to request access to your medical records, review your file, and demand corrections when inaccurate information appears.

Steps to Take After Discovering Florida Medical Identity Theft

Every situation is different, but helpful steps may include:

• Request copies of records from the providers involved.
• Review your EOBs and bills for unfamiliar charges.
• Notify your insurer and begin the dispute process.
• File an FTC identity theft report.
• Consider a credit freeze or fraud alert.
• Keep organized records of calls, emails, letters, and dates.

Acting early can help limit the damage and protect your medical and financial information moving forward.

How a Florida Identity Theft Attorney May Help

Medical identity theft often involves overlapping issues, including insurance disputes, billing problems, incorrect medical records, and credit concerns. A Florida identity theft attorney may help you gather evidence, dispute fraudulent charges, communicate with insurers and providers, and pursue available legal remedies. If you believe someone has misused your medical information, contact Sharmin & Sharmin P.A. to speak with a Florida identity theft attorney about your next steps.